Contact Mike Ward Maserati of Denver today to learn about the latest available auto finance offers, including lease and purchase specials for new Maserati car and SUV models or our CPO and gently pre-owned inventory. Our expert Finance Department in Highlands Ranch, CO us skilled at finding you the best vehicle financing options to fit your specific needs and situation! We have a strong relationship with a variety of lenders which allows us to find the best financing rates and terms for many customers.
Our website makes it easy for you to start your vehicle financing from the comfort of home. Use our convenient Payment Calculator to estimate your vehicle purchasing power. Then use our Value Your Trade feature to evaluate the potential value of your trade-in vehicle. When you are ready to begin the financing process, our easy-to-use online finance application allow you to get started at your convenience. Let us find you excellent financing for a new Maserati or gently used vehicle in Colorado today!
Please contact us with any questions by using the button below or calling 303-470-7000.
Who Owns It
Whether you pay for the car with cash or finance it and make monthly payments, either way it’s yours. Of course, if you’re financing it, you’ll have to meet the obligations the lender requires, like a certain down payment amount and timely monthly payments. If you don’t, they have the right to repossess it.
If you’re financing it, the bank will probably request a down payment. You can also trade-in another vehicle and use any equity towards your down payment. The amount of the down payment is usually based on the lender’s requirements and your credit score.
Your vehicle will be worth whatever you can sell it for in the future and that depends on how well you maintain it. (Be smart and protect your investment with regular scheduled maintenance by a factory-authorized facility like the Mike Ward Maserati Service Center!)
End of Payments
Once you’ve paid off what you owe on your contract, that’s it. Your vehicle is 100% yours. The lending institution will send you a Lien Release as proof that the vehicle is completely paid off and all yours.
Who Owns It
You do not own the car when you lease. You’re paying for the use of the vehicle, but the finance institution that you leased it through actually owns it. This is usually why you pay less per month in a lease than if you were to buy the car.
Leases often do not require any type of a down payment. All you usually have to pay is the first month’s payment, a security deposit, the acquisition fee and other fees and taxes. But, as with a purchase, if you want to lower your monthly payments you can always pay more upfront.
In most leases you don’t end up owning it so you don’t end up selling it. That’s the financial institution’s job. Although you may have mileage limits and wear and tear guidelines that, if you exceed them, could cost you extra money when you turn your vehicle back in.
End of Payments
Most people return the vehicle at the end of the lease term. But some like to purchase it during their lease or at the end. Others like to trade it in before their lease is over. Just ask us about these different options before signing any paperwork and we’ll make sure you have your lease set up the way you want it.
Best Cars to Lease
The best cars to lease are those with the best book value after the term of the lease. Since they depreciate less, you pay less. Review the lease ratings to see which cars retain their value.